摘要
入世后我国进—步开放了市场,这使得我国巨大的保险市场尤其是寿险市场将面临严峻的挑战。如何在开放与竞争的环境中扩大市场份额,取得更大的发展,是我国寿险业面临的一个重要课题。本文对我国寿险业市场结构进行分析,认为目前中国寿险市场结构属寡头垄断型,市场集中度极高,然后用因子分析法考察了我国寿险公司的市场绩效和市场竞争能力。
Our country has opened the inarkets further after entering the WTO, which makes our insurance market especially life insurance market face thc severe challenge. How to expand the market share and obtain further development in this open and hotly competitive environment is our present topic for study. This paper is going to analyze the structure of life insurance market which concentration degree is extremely high, and explore the performance of life insurance companies and the competitive ability by the factorization method.
出处
《数理统计与管理》
CSSCI
北大核心
2007年第1期47-52,共6页
Journal of Applied Statistics and Management
关键词
人寿保险业
市场结构
市场绩效
因子分析法
insurance industry
market structure
market performance
factorization method
