国外反贫困的农村金融制度安排及思考

Foreign Rural Financial System Arrangement in Anti-Poverty and Reflection

无论是发达国家,还是发展中国家,都十分重视运用农村金融制度来保护农业支持农村经济,以提高农民的收入,缩小城乡差距。各国在实践中逐渐形成了适合本国国情的农村金融制度安排。这其中,农村政策性金融制度安排如德国的合作金融和法国的农业保险等,以及发展中国家如孟加拉国和印度尼西亚的农村小额信贷对我国农村反贫困有着非常重要的借鉴意义。

Whether in developed countries or developing ones,people usually attach importance to supporting and protecting the agriculture and the rural economy by making use of the rural financial system,in order to enhance farmer＇s income,and shorten the urban-rural disparity.Many countries have formed their own successful rural financial system arrangements.Among them some are of great referential significance to Chinese rural anti-poverty, such as the rural credit in Germany and the agricultural insurance of France,etc.and the rural microfinance of developing countries, such as Bangladesh and Indonesia.