隐性存款担保与资本管制利弊比较研究

A Comparison Study on Hindered Deposit Guarantee and Capital Control

尽管隐性存款担保与资本管制相比较有许多弊端,但由于我国目前国情的限制以及资本管制带来的成本,隐性存款担保还不能完全退出历史舞台,资本管制在我国的最终实行还面临许多困难。为此,在从隐性存款担保制度向资本管制过渡的阶段,可以考虑现行存款保险制度和资本管制制度共存,待条件成熟时,实施完全的资本管制制度。

There are many irregularities for hindered deposit guarantee compared with capital control. Because of restriction of China＇s present situation and the cost brought by capital control, hindered deposit guarantee can＇t yet completely exit from historic stage, and we still face great difficulties in China to perform capital control in the end. Thus, in the course of transforming from hindered deposit guarantee to capital control, it＇s viable to consider the co- existence of the current deposit insurance system and capital control system so that complete capital control system can be put into practice when conditions are ripe.