3Berger, A N , Udell, G F , The economics of small business finance : The roles of private equity and debt markets in the financial growth cycle. Journal of Banking & Finance, 22,1998,pp.613- 673.
4Meyer, L H , The present and future role of banks in small business finance. Journal of Banking and Finance, 22, 1998, pp. 1109 -1116.
5Stiglitz, J , Weiss, A , Credit rationing in markets with imperfect infornration. American Economic Review, 71,1981, pp. 393- 410.
6梁治平.乡土社会中的法律与秩序[M].法律出版社,1998..
7高颖.民间金融机构存在的必要性和合理性分析[J].农村金融研究,2000,(3).
8Jose Lopez-Gracia,Cristina Aybar-Arias. An Empirical Approach to the Financial Behaviour of Small and Medium Sized Companies[J] 2000,Small Business Economics(1):55～63
