1Berlin,Mester,L.J.,2004.Credit card rates and consumer search.Review of Financial Economics 13,179-198
2Calem,Gordy and Mester,2006.Switching costs and adverse selection in the market for credit cards:New evidence.Journal of Banking & Finance 30,1653-1685
3Calem,P.S.,Mester,L.J.1995.Consumer behavior and the stickiness of credit card interest rates.American Economic Review 85(5),1327-1336
4Crook.,J.,2002.Adverse Selection and Search in the Bank Credit Card Market.Credit Research Centre,University of Edinburgh