基于集体主义的文化传统与信用制度构建

Construction of Culture Tradition and Credit Institution Based on Collectivism

信用是市场经济不可或缺的重要元素,在我国市场经济体系建设过程中的一大痛疾正是社会信用的缺失。本文首先从制度的角度来解释信用,然后分析了文化传统与信用制度之间的关系,进而探讨了我国的集体主义文化传统对信用制度建设的影响,最后提出了构建适合我国文化传统与国情的完善的社会信用机制的策略,这对于建设我国社会主义信用经济有着重要的理论与现实意义。

Credit is an indispensable element of market economy. The severe defect in the construction of market economic system is lack of social credit in our country. This paper first explains credit from the angle of institution and then analyzes the relationship between culture tradition and credit institution, and then discusses the effect of Chinese culture tradition of collectivism on the establishment of credit institution, and finally puts forward some strategies for building social credit institution which is suitable to Chinese culture tradition and present situation, which are of great theoretical and practical significance for our country to build socialist credit economy.