对于我国农户小额信贷问题的探讨

农户小额信贷被引进中国,其目的是解决中国的贫困人口问题,增加贫困人口的收入。大力推广农户小额信贷是促进农村经济发展的需要,但是在其推广过程中,由于多种原因致使农户小额信贷发放存在诸多问题。本论文针对这些问题逐条提出解决方案,尽一切努力减少农户小额信贷潜在的风险。

The peasant household jot credit is introduced in China, its goal is solves the problem of the poor population. Promoting the farmers microcredit is the need of the rural economy developing. It also is the need of the agricultural letter society to struggle for existence and to improve management. It is the need of raising the bank living standard. But in its promoting process, there are some reasons . The paper proposed the solution to these questions. It mainly from the bank and the farmer both sides body to solve. Carrying on the prevetion from variously ways in order to reduces the loan risk .