我国中小企业融资存在的问题及对策

Problems of Financing in Medium-sized and Small Enterprises in China

中小企业在我国经济发展过程中起到了巨大的作用,是我国经济发展战略的重点,但融资难一直是困扰其发展壮大的一个“瓶颈”,已经成为阻碍我国中小企业健康发展最突出的问题。本文从中小企业存在的意义着手,找出我国中小企业融资难的深层原因,并据此提出相应的对策:从政策上对其扶持,大力发展中小金融机构,增强其自身的素质。

Medium-sized and small enterprises in China have played an important role in economy in China, and they are a strategic centre in the development of economy. However, financing has been a ＂bottleneck＂ which hinders their development. This paper, based on the significance of medium-sized and small enterprises in China, analyses the fundamental reasons of the difficulty of financing, and furthermore it puts forward countermeasures accordingly.