小额信贷发展的占优均衡:福利主义宗旨与制度主义机制的有机融合

Small-sum Loan Development Superiority Equilibrium: Welfarism Aim and Institutionalism

商业化小额信贷是福利主义小额信贷倡导者和制度主义小额信贷倡导者以及公共管理者长期动态博弈的占优均衡。商业化小额信贷服务于穷人和低收入市场了却了福利主义者对市场化掠夺和对贫困者漠视的心病,把福利主义者致力于减贫济困的目标巧妙地融合在资金的市场化行为当中,同时,还为其长期资金来源和内在的不可持续发展提供了解决方案。

Small-sum commercial loan is the superiority equilibrium of long-term dynamic gaming among welfarist small-sum loan advocators and institutionalist small-sum loan advocators, and public affairs administrators. Commercial small-sum loan serves the poor and low income class, solving the problems of welfarist＇ plunder against the market and the indifference to the poor, integrating welfarist＇ goal of ＂relieving poverty and aiding the poor＂ into the marketization behavior of funds skillfully, and providing a solution to long-term funds source shortage and intrinsic non-sustainable development.