我国农村金融风险的现状与对策

The Current Situation and Measures of the Risks in Our Country Finance

中国是一个具有典型“二元经济”特征的发展中农业大国,农村经济在国民经济中占有重要的地位,其发展离不开金融的有效支持。农村金融基于自身各种因素的影响,在我国农村金融领域也积聚了大量的风险因素,如果不对农村金融的风险进行及时有效地防范与化解,将会影响农村经济环境的稳定,从而危及到社会的稳定。本文结合我国农村经济与农村金融的实际,提出了一些控制我国农村金融风险的措施。

China is a great developing agriculture country which is characteristed by ＂dual economy＂. Rural economy occupies an important position in national economy. The development of rural economy needs the support of finance. Based on many factors, agrarian finance is also accumulated by great quantity of risks in our country agrarian finance field which will influence the stability of rural economy environment and endanger the stability of society if the risk of agrarian finance can not be resolved and be kept watched in time. This article suggests some measures to control our country rural area financial risks acficording to the reality of rural economy and rural finance.