我国未来几年通货走势与商业银行的应对方案

The Chinese Currency Tendency in the Following Several Years and Preparation Plan of Commercial Banks

当前对于我国通货的走势存在“胀”与“缩”两种截然对立的观点。而从我国经济内在运行状况来看,未来几年我国通货紧缩的压力要大于通货膨胀的压力。我国必然要全面调控经济运行,消除通货紧缩的压力。而这也会对作为金融体系中心的商业银行产生巨大的压力。因此,商业银行必须从其基本业务出发,做出必要的调整,以适应未来几年的经济发展。

Two kinds of opposed views of ＂deflation＂ and ＂inflation＂ have existed to the tendency of Chinese currency at present. And according to inherent operation conditions of Chinese economy, the pressure of deflation should be greater than the pressure of inflation in the following several years. China must adjust and control economical operation in an all - round way in order to dispel the pressure of the deflation. And this will produce the enormous pressure on the commercial bank. So, commercial banks must proceed from its basic business, make essential adjustment in order to adapt to this challenge.