浅谈商业银行公司治理

General Discussion on Corporate Governance of Commercial Bank

商业银行与其他企业一样,都是把追求利润最大化作为经营目标,这就意味着现代企业理论中关于公司治理结构的分析,完全适用于商业银行治理结构的研究,但由于商业银行作为金融体系的主体,是金融市场活动中最重要的中介,其特殊地位导致其与一般公司治理结构之间存在差异。应正确认识商业银行公司治理中各相关利益者关系的重要性,严格遵守商业银行公司治理的基本准则,完善相关适宜。

The business aim of Commercial Bank is to pursue maximal profit similar to other corporate. In modern enterprise theories, the analysis on the structure of corporate governance can be totally employed to research governance structure of Commercial Bank. However, Commercial Bank, as the main body of financial system, is the most important media in financial market, so its special position leads to the difference between it and other corporate. In conclusion, we should recognize the importance of the relations between the relevant beneficiaries in corporate governance of Commercial Bank, and strictly comply with the basic principles and perfect them.