全面开放下对外资保险公司的监管策略

我国保险业的全面开放吸引了世界各国保险公司进入我国市场。外资的进入给国内保险业带来经验和技术,促进了我国保险业的健康发展。与此同时也产生了很多新问题,这就需要加强对外资保险公司的监管。在有侧重点地坚持以市场行为、公司治理、偿付能力为监管支柱的同时,应制定完善的法律体系,建立严格的信息披露制度,加强与国际保险监管机构的合作,保证外资保险公司有序地发展。

The full opening of China＇s insurance industry has attracted many international insurance companies to this market. They brought along their experiences and expertise to China and promoted healthy development of China＇s insurance industry. At the same time, they also created a new issue of how to regulate these foreign insurance entities. While focusing on the regulation of market activities, corporate governance and solvency adequacy, the insurance regulator should also stipulate a complete legal system, establish strict information disclosure policy, strengthen cooperation with international insurance regulatory bodies, and guarantee a healthy development of foreign insurance companies.