台湾地区银行民营化的“法律”历程及对大陆的借鉴意义

Legal Process of Bank Privatization in Taiwan District and Reference for the Mainland

台湾地区进入20世纪80年代,经济迅速成长促使台湾当局作出金融自由化的决策,外部环境的变化也使得台湾当局加快了银行民营化改革步伐。在经过了长时期的争论后,1989年新“银行法”在开放民营银行自由的思想指导下,修正相关条款作为开放民营银行自由的依据,由此台湾地区银行开始了循序渐进的民营化过程。台湾地区银行民营化过程中“法律”的得失成败值得我们借鉴。

The rapidly developing economy in Taiwan District after 1980s has urged its authorities to make a decision for liberalizing finance, and also the external changes impelled them to reform the bank system. Then a new Bank Law came into being and worked for revising the relevant articles in 1989 under the guiding idea of free private bank business. It was regarded as the basis for free bank operation. It was also the beginning of the gradual bank privatization in Taiwan district. Now in the condition of economical globalization, we should learn Taiwan District＇s legal gains and losses since it share the same cultural root with the mainland.