农户合作金融支持新农村建设的障碍及思路

农户合作金融作为内生于农村经济发展的古老金融形态,可以在新农村金融体系构建中发挥合作金融的重要功能,但当前这一功能的发挥受到了观念障碍、制度障碍和市场障碍的制约。因此,必须正确认识、合理利用和大力发展农户合作金融,努力营造农户合作金融发展的良好外部环境,从而使其成为新农村建设的支撑力量。

As the ancient countryside financial form which is inherent to the countryside＇ s economy development, Peasant -household cooperative finance can bear the major cooperative finance function of constructing the new countryside＇ s financial system. However, at present the obstacles limit this function, which is from the conception, the institution and the market. So, to make it becoming the sustain strength of the new countryside construction, we must understand and utilize peasant - household cooperative finance properly and develop it rapidly, and construct the fine circumstance of it hardly.