我国保险市场存在的问题及其应对之策

Problems in China's Insurance Markets and Countermeasures

虽然我国保险业自改革开放以来保持了30%的平均增长率,但与那些相对发达的国家相比仍然存在较大差距,目前我国的保险市场还存在着诸多问题,针对这些问题应当采取完善保险企业信息披露制度;制定保险监管的法律法规;重建保险市场的社会诚信;规范保险中介市场等措施。

China＇s insurance industry has kept an average increase of 30% since the reform and opening up. But compared with some developed countries, the gap is still large. Currently there exist a number of problems in China＇s insurance market. Some countermeasures shall be taken, such as improving information disclosure system of insurance companies; constituting laws and regulations for insurance supervision; rebuilding the social honesty on insurance market and standardizing insurance intermediaries.