摘要
在大多数国家都大幅度调低准备金率的背景下,墨西哥实行了零准备金制度,它具有货币乘数弹性大、商业银行盈利机会多、稳定利率效果好、调控方式简便等特点。尽管我国目前一再提高准备金率,但是我们还是要深入分析和研究墨西哥的零准备金制度,做好建立零准备金制度的必要准备,促进我国金融宏观调控水平的提高。
As many nations cut the required rate of reserve, Mexico implemented zero reserve system, which carries the following characteristics: greater elasticity of monetary muhiplicator, more chances for commercial banks to make money, better effect of stabilizing interest rate, simplifying regulation. Whereas Mexico is a developing country, with much economic and financial similarity with other developing countries, its zero reserve system has important implication for other developing countries.
出处
《国际金融研究》
CSSCI
北大核心
2007年第4期39-44,共6页
Studies of International Finance
基金
上海市立信会计学院中国风险研究院"我国利率市场化进程中的风险研究"
上海市哲学社会科学规划课题"基于资金平滑流动的基准利率体系规范研究"(课题编号:2006JB005)
上海交通大学文科基金立项的课题"‘利率走廊’调控模式与我国利率市场化改革"(课题编号:0405)
关键词
零准备金制度
利率调控
货币乘数
Zero-Average Reserve Requirement System
Regulating Interest Rate
Monetary Multiplicator.