我国建立存款保险制度的博弈分析

Game Theory Analysis on Establishing Deposit Insurance in China

通过建立一个国家和居民的无限重复博弈模型,来分析论证在我国建立存款保险制度所需要的各种条件,因为我国目前尚不具备这些条件,所以与其盲目推出存款保险制度,不如为加速建立这一制度创造良好的条件。

The paper analyses the required conditions of the establishment of the deposit insurance system in our country by constructing an unlimited and repeated game theory model about the nation and inhabitants. Because these conditions do not yet exist at present in our country, so this view, instead of blindly introduced deposit insurance system, is about creating the good conditions to accelerate the establishment of the system.