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商业银行的信誉、重复博弈与产权制度安排

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摘要 金融产品的产权特征和非对称信息的相互作用,将会使商业银行易于发生“逆向选择”行为和“道德风险”行为,导致金融市场萎缩。商业银行与投资者之间的重复博弈内生了可置信威胁,会促使商业银行塑造诚实的信誉,消除金融市场萎缩,健康成长。本文分析了产权制度安排在构建重复博弈中的作用,提出了中国商业银行塑造信誉机制的产权制度安排的具体建议。
作者 刘淑芳
出处 《社会科学家》 CSSCI 2007年第2期59-63,共5页 Social Scientist
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