基于供需均衡视角的商业银行金融服务模式选择

Choosing a Service Model for the Bank of Commerce

众多的研究表明,金融发展对提高经济增长的效率与保持经济的可持续增长力都具有极为重要的作用。就浙江而言,由于对原有计划体制模式下金融结构的路径信赖和对金融进入的控制,现有的金融发展水平很难满足具有很强活力的以民营经济为主体的浙江实体经济发展的需要。该文正是从这一考虑出发,基于浙江的实际,从供需均衡的微观视角对浙江省商业银行的金融服务模式选择进行了研究。

Numerous studies indicate that development of finance is important for improving the efficiency of economy and for keeping the economy growing.But in Zhejiang province, its financial development failed to satisfy the demand of economic growth. While enterprises in Zhejiang are mainly private, financial institutions are mostly run by the state or local government. Such institutions can hardly meet the need of economic development therein. From the perspective of supply and demand, this paper made a study of the service model of Zhejiang commerce bank.