农村金融发展趋势及农村信用社的应对措施

Development Tendency of Rural Finance and Countermeasures of Rural Credit Cooperative

中共中央在“十一五”规划建议中,明确提出:“深化农村金融体制改革,规范发展适合农村特点的金融组织,探索和发展农业保险,改善农村金融服务。”由此可见,国家将进一步加大农村金融改革力度,通过构建功能完善、分工合理、产权清晰、监管有力的农村金融体系,为农村经济发展提供强有力的服务。因此,面临即将到来的激烈的农村金融竞争,农村信用社如何应对挑战,迎难而上,是当前亟待研究和解决的课题。

In the proposal of ＂the 1 lth Five Plan＂, the Central Committee of CPC has definitely put forward＂deepen system reform of rural finance, regularly develop financial organizations suitable to rural characteristics, explore and develop rural insurance and improve service to rural finance. This shows that our country will strengthen reform, of rural finance further to supply the powerful service for the development of rural economy by building up the rural finance system with perfect functions, sensible social division of labor, clear property fight and forceful supervision. Therefore, it is the issue to face the intense competition of rural finance coming soon and for the rural credit ccoperative how to cope with the challenges and never withdraw, which, at present, should be studied and settled urgently.