对中国个人征信法律体系建设的思考

Thinking on the Building of Individual Credit Jurisprudent in China

建立征信体系是保证我国经济、金融可持续发展的重要环节,由于征信体系的建设直接涉及到公民隐私和商业秘密等问题,必须以法律法规作为制度保证,而我国目前尚没有相关的法律法规,因此加快征信立法,为信息共享和个人隐私保护提供基本的法律框架已经迫在眉睫。

Credit system building is an important segment of our country＇s economy and finance continuance supervention. As credit system building is about people＇s privacy and business secret. So the system of the correlative rule and laws as the pledge are necessary. Up to now there are no correlative rule and laws in our country. We must step on the circle of the legislation for the credit system in order to supply law＇s guarantee for the credit system building,