我国农村传统医疗保障制度存在的问题及对策

Existing Problems in the Traditional Rural Medical Protection System and Countermeasures

解决好广大农民的医疗保障问题,关系到我国农村的经济发展和社会稳定。目前我国农村原合作医疗制度已经衰退,农民基本医疗保障问题尚未得到根本解决,政府的政策资源投入不足,农村医疗保障资金筹集困难,医疗保障制度覆盖率低,农村卫生资源配置不合理,农村医疗市场体系不完善。要建立新型农村医疗保障制度,必须建立长期稳定的农村医疗保障的资金筹措机制,举办多种形式的农村医疗保障制度,建立对农村低收入患病人群的医疗救助制度。建立新型农村医疗保障制度的核心问题是要让该制度适应社会发展、符合民众需求、具备完善的制约和激励机制。

Properly handling medical protection of the rural population is vital to rural economic development and social stability. Currently, the existing rural medical cooperative system has been greatly weakened, and basic medical protection of rural population has not been effectively solved. The existing problems are insufficient government support, financing difficulty for rural medical protection, low coverage of medical protection system, irrational distribution of health resources, and incomplete medical services market in rural areas. To establish a new type of rural medical protection system, we must set up a long-term stable financing mechanism for rural medical protection, establish a rural medical protection system of diversified forms, and create a medical assistance system for low-income distressed population. The kernel issue to set up such a new type of rural medical protection system is to have a system adaptable to social development, public needs and with complete restriction and incentive measures.