利用出口信用保险 防范企业出口信用风险

Using Export Credit Insurance Defense Credit Risk of Enterprises Export

在对外出口贸易中,企业面对着高度的信用风险。为保障出口贸易的顺畅发展,各国政府都提倡和发展了政策性保险业务,为出口企业提供收汇的政策性保障。我国已是一个外贸大国,但是企业普遍缺乏风险管理制度,抗风险能力和风险管理能力普遍低下,贸易的信用保险覆盖率极低,企业承受了巨额的经济损失。从财政保障、信息来源和风险跟踪管理等方面,分析说明了积极开展出口信用保险是我国外贸企业提升风险管理水平、加强自我防护能力、提高发展的稳定性的重要措施。

Enterprises are in front of high credit risk in export trade, in order that export trade development smoothly every country governments probe policy insurance in exchange business and provide policy guarantee for export enterprises. Though China is a big country, ability in defensive risk and managing risk are lower. Many enterprises absent still efficient policy insurance business to defense risk and make great loss. This paper analysis active export credit insurance from finance guarantee, information source and following the tracks of risk, and provided that the export credit insurance has important measure for decrease risk loss, increase own protect ability and raise stability of development.