我国汽车消费信贷发展的问题分析

On the Problem and Outlet ofChina's Automotive Consumer Credit

汽车产业的发展带动了我国汽车消费信贷的发展,汽车消费信贷的壮大又推动了汽车产业的进一步发展。但是,由于体制原因、经验不足以及相关配套措施不到位,我国汽车消费信贷经历了一段时期的高速发展后又陷入了低谷,至今仍未见起色。本文试从我国汽车消费信贷业务发展的历程及现状、目前存在的问题、以及完善汽车消费信贷的政策建议等方面进行相关阐述。

The development of the automobile industry led to the development of China＇s automobile consumer credit. The development of automobile consumer credit also promote the further development of the automobile industry. However, due to the system reasons, the lack of experience and relevant measures, China＇s automotive consumer credit then underwent a period of rapid development into a low ebb, it has yet to show signs of turning the comer. This paper elaborated the course, actuality and the existing problems of the development of China＇s automobile consumer credit,it also elaborated the policy and advice of the automobile consumer credit.