商业银行如何落足美国

How do the Chinese banks go to America

美国银行业高度发达,与之相伴的是发达而完备的银行监管。美国政府已经有20年没有批准过中国的商业银行在美设立分行及以上级别的银行机构。因此,中国的商业银行业要进入美国市场,不但会遭遇全新的监管环境,还会遇到种种监管之外的挑战。

There is developed and sound regulatory system in American banking. Chinese banks have not been allowed to set up branches and higher level institutions in America for 20 years. Therefore, if the Chinese banks want to go to America, they will face not only a new regulatory surrounding but also many kinds of challenges.