银行的创新水平为何不高?

INNOVATION: HOW TO IMPROVE?

去年，美国的恩特罗公司为联合利华开发出了一套模拟系统，来分析化妆品对人体皮肤的影响，以此减少备受争议的动物性试验。近几年来，互联网拍卖商易趣已经革新了传统的购物方式，同时苹果公司的iPod也颠覆了音乐产业的既有盈利模式。2006年12月，“金融时报2006创新峰会”汇集了来自全球各个行业的演讲嘉宾，譬如大名鼎鼎的航空公司easyJet的创始人斯蒂利奥斯·哈吉·易沃诺，以及到处扩张业务的移动电话公司诺基亚的首席创新官约翰·克拉克。但是，此次创新峰会最终没有任何一家银行派员出席。

Last year, Entelos. a US medical simulation company, developed for Unilever a system to predict the effect of cosmetics on human skin, reducing the need for controversial animal testing. In the past few years, eBay, the internet auctioneer, has revolutionised shopping, while Apple＇s iPod has overturned the profit model of the music industry. And in December, the Financial Times Innovate 2006 Summit included speakers from a host of industries, such as easy Jet founder Stelios Haji,loannou, one of the radicals of the airline industry, and John Clarke, chief innovation officer at Nokia, the ground-breaking mobile phone company, Not one bank made an appearance.