体育保险与构建2008年北京奥运风险转移模式研究

Research on Sports Insurance and the Construction of Risk Transfer Mode of Beijing Olympics

采用文献资料法,研究了体育保险与北京2008年奥运风险转移。分析发现:较为完善的险种,健全的体育保险法规和监督体制,以及有广泛的承保源是西方体育保险的发展特点;保险行业的介入为奥运风险的分散和转移提供了良好的途径。最后,对奥运风险存在的特点和奥运保险的国际通行做法进行了比较分析,并在此基础上提出应奥运风险构建北京2008年奥运风险转移模式。

With the method of documentary review, sports insurance and risk transfer of Beijing Olympics are researched. The results are that the features of western sports insurance are nearly perfect insurance categories, well-developed regulations and monitoring systems of sports insurance, and comprehensive insurers and insurance industry provides a good way to transfer Olympic risk. At last, a comparative analysis on the features of Olympic risk and the international conventional practice of Olympic insurance is made and on the basis of the analysis, it is suggested that risk transfer mode for Beijing Olympics in 2008 should be constructed.