浅析金融服务贸易自由化效应

Analysing the Positive and Negative Effects on Liberalization of Financial Service Trade

金融服务贸易自由化是全球及各国金融发展的重要趋势,它会产生静态福利效应、商业存在的技术溢出效应以及竞争的效率效应等正相关效应,也会导致国内金融体系不稳定的风险、金融体系中外国金融机构的风险以及外国垄断的风险等方面的负相关效应。从长期看,金融服务贸易自由化效应利大于弊,但从短期来看,利弊孰大孰小取决于发展中国家的政策安排与选择。

Liberalization of financial service trade is a very important trend for global monetary development, and it has both the positive and negative effects. For the positive effects, they include the static welfare effect, technology overflowing effect in business and competition＇ s efficiency effect. And the negative effects include the risk of instability of financial systems in our country, the risk from foreign monetary institutions in the financial system and the risk of foreign countries＇ monopoly. For developing countries, the effects of the liberalization of monetary service are positive from a long term view, but from a short term view, it is determined by the arrangement of choice and policies.