金融不良债权评估中有关担保的问题及其对策

Problems and countermeasures on hypothecate in non-performing financial assets valuation.

金融不良债权的评估工作往往受到各种条件的限制,特别是有关的资料依据难以取得与相关债务责任人的不配合。这些限制条件往往牵涉到各种法律问题。担保就是其中之一。本文针对金融不良债权评估中涉及担保的几个问题,提出了相应的对策,供业内人士共同探讨。

Usually, there are many restrictions for the valuation of non-performing financial assets, espe- cially the hardness for collecting the relevant documentations from debtors. Many law issues are involved in these restrictions, and the hypothecate is one of them. The paper proposed the corresponding countermea- sures on the hypothecate in the valuation of non-performing financial assets.