军人伤亡保险存在的问题探析

The Analysis on the Problems Existing in Military Death-and-injury Insurance

军人伤亡保险作为军人保险制度的重要组成部分,其经济补偿功能已经被广大官兵逐渐认可。但作为分散军人职业风险的特定机制,其作用并未被充分开发出来,主要表现在较低的补偿水平等方面。因此,应充分借鉴国内外的相关经验,扬长避短,以充分发挥军人伤亡保险的作用。

As one of the significant parts of military insurance, military death - and - injury insurance has gained the great popularity from the military officers and soldiers step by step, while it couldn＇ t play a full role as the special system of dispersed military vocational risk. Compared with the foreign insurance system, the compensation is too low. Therefore, it is important to use relative experience at home and abroad for reference, capitalize on the strength and overcome the weakness, so as to give full play to the military death -and -injury insurance.