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浅析中小企业贷款信息不对称问题及其解决机制 被引量:5

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摘要 中小企业贷款中的信息不对称产生的道德风险和逆向选择是导致其融资困难的主要原因,市场组织一般通过四种机制来缓解中小企业贷款的信息不对称问题,从而控制贷款中的逆向选择和道德风险。政府的作用更多地是为市场机制发挥作用创造制度环境而不应该是直接的政策性干预。
作者 李柯
出处 《江苏商论》 北大核心 2007年第5期160-161,共2页 Jiangsu Commercial Forum
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