商业银行外汇产品的人民币汇率风险及其防范

RMB Exchange Rate Risk and Its Guard of Commercial Bank's Foreign Exchange Products

人民币汇率形成机制改革使商业银行已有的外汇产品的人民币汇率风险显性化、日常化,商业银行利用金融衍生工具规避外汇产品的人民币汇率风险非常必要,也具有可行性。

The reform of Renminbi exchange rate realization mechanism causes to the dominant and daily risk that Renminbi foreign exchange products have already had. Thus,commercial banks have the necessity and feasibility to provide financial tools to avoid Renminbi foreign exchange risks.