摘要
目前,中国中高收入阶层的崛起和壮大为金融市场创造了巨大的个人理财市场空间,但金融机构服务不到位、监督管理机制不完善在一定程度上制约着投资理财市场的发展,这就要求提高中高收入阶层的投资理财修养,创新金融机构的服务理念,加强相关部门的管理力度。
Nowadays, the high-income stratum' s springing up and strengthening in China creates tremendous market space of personal finance for money market. But the inadequate services and faulty supervising mechanism restrict the development of financing market. Puts forward that the investment culture of the high-income stratum should be. raised, the service concept of financial institutions should be innovated, and the management efforts of relevant departments should be strengthened.
关键词
中高收入阶层
个人投资理财
市场分析
high-income stratum
personal finance and investment: market analvsis