新疆金融生态环境建设面临的困境及对策研究

On the Predicament of Financial Ecosystem Construction in Xinjiang

新疆金融生态环境存在的主要问题是:金融机构数量少且分布不合理;银行业经营效率不高;信贷资金不足,资金“饥渴”;社会信誉环境差,等等。而建设一个良好的新疆金融环境,又面临着客观和主观方面的困难。应在加强政府领导、建立良好的银企关系、加强社会信用环境建设等方面努力工作,使新疆金融生态环境有一根本改善。

This paper conducts an in-depth analysis of the main problems of the financial ecosystem in Xinjiang. It also analyses the predicaments of the financial ecosystem construction in the Xinjiang, such as relatively few number of financial institutions and unreasonable distribution, low efficiency of banking businesses, shortage of bank loans, poor social prestige, etc. Further, it proposes some essential measures to be taken to build up the financial ecosystem in Xinjiang.