浅析金融控股公司防火墙制度的合理建立

Analysis Concerning Fir Wall System Construction of Finance Holding Company

为了金融控股公司的安全性,必须设立适当的“防火墙,”对不规范的关联交易进行防范和控制。在防火墙制度的建立过程中,必须坚持一定的原则,即平衡关联交易带来的协同效应和风险,平衡防火墙制度为金融控股公司带来的收益与成本,平衡防火墙制度的制度刚性和适应弹性。防火墙制度建立的具体措施可分为两方面,一方面是设立金融控股公司各法人实体之间的防火墙;另一方面是设立金融控股公司内部各项金融业务之间的防火墙。

For the security of the financial holding companies, proper ＂risk isolation system＂ must be established to prevent nonstandard related transactions. To established risk isolation system, it must follow some principles. The principles are to balance the synergy effects of those related transactions against the risk of them, to balance the benefits of establishing risk isolation system against the costs of it, and to balance the rigidity and flexibility of the risk isolation system. The specific measures to establish the risk isolation system can be divided into two aspects, one is to establish risk isolation system among each subsidiary, and the other is to establish the risk isolation system among each financial business of financial holding companies.