对中小型出口企业开展国际保理业务的思考

近年来,随着我国进出口经营权的放开,中小企业在对外贸易中发挥了重要作用,已成为我国出口创汇的生力军。但由于现在国际贸易结算中,非信用证结算方式比例越来越大,且大部分为承兑交单、赊销方式,这使得国际贸易经验不足、实力相对较弱的中小型出口企业收汇风险增加,资金周转困难。本文分析了中小型出口企业应用国际保理业务的好处,并提出了应用国际保理业务时需引起重视的问题,供企业参考。

In recent years, with the release of import and export operations right, the small and medium companies have played an important role in the international trade, and become the new driving force for earning foreign exchanges. However. since non- L/C settlement is accounting for quite a large percentage in mode of international settlement, most of which are D/A, O/A, the small and medium enterprises with inadequate experience in international trade and relatively weak strength, increase the risks in collecting foreign exchanges, thus resulting in the difficulty in fund flow, This paper analyzes the advantage in applying international factoring for SME. and puts forward the relevant problems that need to be paid attention to for SME.