广西保险业功能作用发挥情况的调查报告

Display of Insurance's Role in Guangxi

广西保险业高风险保险产品供给的制度性缺位、农村地区保险供给主体严重不足、保险意识低、有效需求不足等系列因素,导致保险业在农村经济发展中存在功能缺位、机制缺失问题,不能满足农村经济发展对保险保障的迫切需求。为此,要求行业主管部门、区域内各保险人共同努力,开展保险服务模式和保险产品创新,增强行业供给水平和能力,引导公共财政保险购买,拉动农民及其集体、涉农企业保险需求等,促进保险业在农村经济发展中各项功能和作用的有效发挥。

The systematic absence of high-risk insurance products, the grave shortage of insurance providers in rural areas, and low insurance awareness and shortage of effective demands in rural areas have resulted in functional absence of the insurance industry in development of rural economy and an urgent demands for insurance in developing rural economy. Therefore, regulators of relevant industries and insurers in the region should innovate their insurance service model and insurance products, enhance the supply capacity of relevant industries, steer insurance purchase by public fiscal funds to drive insurance demands by farmers and enterprises. These measures will promote the display of insurance＇s role in rural economic development.