农村信用社实行贷款五级分类的问题分析

Five-level Classification of Rural Credit Cooperatives: Problems & Proposals

贷款五级分类工作,是农村信用社建立现代管理制度、加强信贷管理、防范和化解贷款风险、提高信贷资产质量的需要,本文对当前农村信用社五级分类工作中存在的问题进行了详细的分析,提出了相应的建议。

Five-level loan classification is of great necessity for establishing management system for rural credit cooperatives, improving loan administration, preventing and defusing loan risks. This paper makes an in-depth analysis of problems in five-level loan classification and offers some countermeasures.