民营银行市场准入法律问题研究

Research on legal problems of market access for private banks

在入世五年过渡期后,我国银行业已全面对外开放。发展民营银行对于迎接外资银行的挑战,加速我国金融体制市场化进程具有重要的现实意义。应当在充分认识民营银行潜在风险的基础上,对民营银行的市场准入进行审慎的法律监管,以保证其健康有序地发展。

It is five years after entrying the WTO, China banking industry has opened fully to the world already, and contrasfly, the step of it to open to our own cuntry is slow. The development of private bank is benificial to face the foreign bank challenge and it has great factual benifit to accelerate the market-oriented course of monetary system of our country. We should fully recognize the risk of private bank firstly, then supervise and manage the market access of private bank by law strictly to keep its healthy and orderly develepment.