产业、区域信贷垄断模式与海南省融资机制创新

Industry、Monopoly Mode of Regional Credit and Innovation of Financing Mechanism in Hainan

尽管形成动力、背景不同,但是“产业、区域信贷垄断模式”是一种迄今为止广泛存在,而且依然被国内外金融机构热烈追捧的信贷模式。在经济社会发展的某一个时期,出现包括金融在内的一些行业垄断、产业垄断和区域垄断是客观存在的,而且对经济社会的发展也是有益的。本文总结了国内外以及海南经济特区对于“产业、区域信贷垄断模式”的理论与实践探索,初步提出了运用这个模式构建海南省更具活力和特色的融资机制的一些思路。

Although it has different dynamics and backgrounds, credit monopolization mode in industries and districts is so far used widely and chased warmly by both domestic and oversea financial agencies. During the certain developing period in economic society, some monopolizations in trades, industries and districts, as well as finance are not only objective in existence but also beneficial to the development of economic society. Based on the summarizing exploration of the theory and pratice of the credit monopolization mode in industries and districts, the article put forward the initial thoughts on applying the mode to constructing more vigorous and characteristic financing mechanism in Hainan province