探析中央银行存款准备金制度

The Analysis on the Institution of Deposited Reserve System of the Central Bank

法定存款准备金是央行传统的三大货币政策工具之一。提高法定存款准备金率,可以降低商业银行体系的信用创造能力、控制货币信贷过快增长、进一步回收目前我国银行体系内过剩的流动性资金,以此加强宏观调控。

Diversified Legal Deposited Reserve System is one of the three monetary policy instruments. By way of raising deposit preparatory fund rate ,we can depress the creative ability of the Commercial Banks Credit System,control excessive growth of credit loans, reclaim more the Fluidity Surplus of Commercial Bank in China at present and strengthen Macroeconomic Control.