商业银行应对利率市场化的对策

Commercial banks measures dealing with a market-oriented interest rate

随着利率市场化进程的逐步加快,商业银行经营发展中的不确定性因素将会增加,对此,商业银行要未雨绸缪,为适应利率市场化的需要并推动其发展,商业银行只有转变经营观念,调整经营战略,加强风险管理与控制,才能适应利率市场化的进程,应对中外银行的竞争格局。

With the gradual process of speeding up market-oriented interest rates, commercial banks operating in the development of the factors of uncertainty will increase, so, commercial banks should take precautions. To meet the needs of the market-oriented interest rate and promote their development, commercial banks only change operations, adjust operating strategies, enhanc risk management and control to adapt to the marketoriented interest rate, cope with Chinese and Foreign bank of competition.