我国支农金融体系存在的问题及改革方向

The problems and the reform direction on Chinese rural financial system

农村经济的发展离不开良好运作的金融体系作基本的推动力。通过对我国农村金融体系存在问题的分析,提出了加大政策性支农、完善合作支农金融体系、健全金融监管和保险体系、引入市场竞争机制、强化金融产品创新,增强支农金融体系活力等措施,以完善我国农村金融体系,增强支农力度。

A well-functioning financial system is an essential power to the development of China＇s rural economy. This article first gives a detailed analysis of the current problems in China＇s rural financial system, and then proposes some solutions to these problems, including strengthening agricultural policy-oriented finance, consummating the cooperative agriculture-supporting financial system, perfecting financial supervision and insurance systems, introducing market competition mechanism, enhancing innovation of financial products, and raising the vitality of the agriculture-supporting financial system. The article demonstrates that adoption of these solutions will perfect China＇s agricultural finance systems and reinforce the agriculture-supporting system.