“穷人经济学”的信贷权解读——小额信贷“瞄而不准”的现实考量

On Credit Right Based on “Poor People Economics”

在“穷人经济学”的命题下,在承认、尊重、保护穷人的信贷权的基本取向下,形成并完善适于穷人的金融生成机制是一个重要切入点;小额信贷“瞄而不准”的现实考量表明,实现这一目标还有很长的一段路要走。

＂Poor people economics ＂ holds that under the principles of recegnizing, respecting and protecting poor people＇s credit right, it is necessary to build an appropriate financial mechanism to solve the curnent problems that smallsum loan fail to satisfy the practical demand.