论我国金融监管机构自体问责制度的完善

On the Improvement of Self-Accountability System in Financial Regulatory Institution in China

金融监管机构的自体问责是问责制度的重要组成部分,与外部的异体问责成互补关系。金融监管机构的自体问责若采用最高监管权力层内部各部门间互为问责的形式,可以克服“问责人与责任人合为一体”的缺陷,而这必须以良好的内部治理结构为基础。本文分析了十多个国家的金融监管机构的治理结构与自体问责制度,并据此对我国金融监管机构自体问责的完善提出建议。

Self- accountability in financial regulatory institution is an important part of accountability system, which is an supplementary form of the outer accountability. In order to improve the effects of self- accountabillty, there is a new type of self- accountability with which the different sectors in financial supervisory institutions are accountable to each other. This type of self - accountability has to be based on the good governance structures in financial supervisory institutions. This paper analyses the governance structures and self- accountability systems in over ten countries and comes to some conclusions which are helpful to the reform of China＇s financial supervisory institutions. Then, some suggestions are referred to the improvement of governance structures in China＇ s financial supervisory institutions.