关于农村金融生态环境建设的思考

金融是现代经济的核心。创建和谐的农村金融生态环境,对于农村金融、经济的发展和社会主义新农村建设具有重要的现实意义。农村金融由于历史局限性和现实发展水平的制约,依然处于十分薄弱的地位,其生态环境建设存在的矛盾和问题尤为突出。本文分析了当前农村金融生态环境建设存在的经济发展滞后、金融服务体系不完善、法制建设、征信体系不健全、金融市场化程度较低等缺陷,并针对性地提出了建设和谐农村金融生态环境的相关对策。

As a nucleus of contemporary economy,establishing harmonious rural financial-economic environment proved crucial and realistic magnificence for rural development and socialist new village.Confined by the historical limitation and current developmental standard,rural finance confronting dilemma and frail position,paradox and issues as to the ecological environmental construction.The essay analyzed deficiencies on the lagging economic development,imperfect financial service system,defective legal construction and credit system inferior financial marketing , promoted related strategies on establishment harmonious financial- ecological circumstances .