中国寿险利益研究引论

A Study of Life Insurance Interest in China

现代社会的寿险行业是一种与人的生命价值直接相关的行业。与其他行业不同,它更能体现出人的利益的保障与补偿问题,并且也能反映出更加复杂的人与人之间的利益关系。从利益关系角度探讨寿险理论问题不仅可以挖掘到寿险理论的核心之处,而且也能够拓展利益理论的研究领域。同时,这一研究也将对我国寿险业发展具有一定的实践价值。本文对寿险利益研究的理论价值、理论溯源、研究的主要内容和方向以及现实意义进行了分析和探讨。

This paper explores the value and origin of life insurance interest theory, and analyzes its main content, direction and pragmatic significance. Modem life insurance is directly related to the value of human life. Therefore, it is different from other industries, and can better reflect human interest protection and indemnity, and individual interest relationship. Exploring issues on the life insurance theory from the interest angle can not only pinpoint the core, but also extend the scope of the research. Meanwhile, this study has certain practical implications on the growth of China＇s life insurance business.