信用缺失的国家治理机制及效率

The Government Governance Mechanism of Creditability Deficiency and its Effectiveness

信用缺失几乎遍布了我国经济生活各个环节和方面,制约着经济的持续、稳定和健康发展。文章首先分析了声誉机制的适用范围与局限性,从而得出建立政府治理机制的必要性,只有两者共同发挥作用,才能形成对金融违约者的全方位约束。此外,除了通过国家治理的采用,政府还应在推动产权改革、营造公平竞争的市场环境与构建竞争性市场结构等方面发挥重要的作用。最后则提出了保证和提高国家治理效率的措施。

At present, the serious deficiency of financial creditability has caused the insufficient supply of financial creditability resources and the increasing cost of transactions, which is restraining the lasting, steady and healthy development of economy. Through analyzing the application scope and limitations of reputation mechanism, this paper illustrates that the necessity of establishing government administration mechanism. As long as both of the two mechanisms can take effect together, the overall restriction to the rule - breakers can be formed. At last, the paper suggests that the government also should push forward the reformation of property rights system, improve the and senses of creditability and so on.