我国农业信贷制度构建:基于金融抑制理论的分析

Building of China’s Agricultural Credit System: Analysis of Financial Control Theory

我国农村普遍存在的金融抑制严重制约着现代农业和农村经济的发展,解决金融抑制根本还在于制度创新。本文结合发展中国家的金融抑制理论,在对我国农村金融抑制现状进行深入分析的基础上,探讨了农业信贷制度对化解农村金融抑制的效用,最后提出了构建我国农业信贷制度的基本框架。

The rural financial repression generally exists in the rural areas of China, which prevent the development of modem agriculture and rural economy seriously, the key that can resolve the financial repression lies in system innovationo This paper analyzes in depth the current situation of the rural financial repression with the financial repression theory, and discusses the utility of agricultural credit system to resolve rural financial repression, finally puts forward the framework of our own agricultural credit system based on experience of a few typical countries.